What is MSACCO?
MSACCO enables customers access, assess and choose the most appropriate and affordable financial services. They are able to grow personal savings, access affordable credit, and earn income in form annual dividends, by opening an account with any of the leading SACCOs and MFIs in the country of their residence. Regardless of what digital channel a customer prefers to use, (USSD, Mobile App), MSACCO gives a seamless user experience. Terms and Conditions Apply.
Guide for transacting on MSACCO
JOIN MSACCO USING MTN
1. Dial *165*6*3#
2. Enter SACCO ID(KEBIS)
3. Accept (1)
4. Join (6)
5. Accept(1)
6. Enter SACCO ID(KEBIS)
7. Enter Member No
8. Enter Recovery No (Tel No.)
9. Enter MSACCO pin (MM Pin)
10. Confirm PIN
11. Your MSACCO No. will be sent in a message
2. Enter SACCO ID(KEBIS)
3. Accept (1)
4. Join (6)
5. Accept(1)
6. Enter SACCO ID(KEBIS)
7. Enter Member No
8. Enter Recovery No (Tel No.)
9. Enter MSACCO pin (MM Pin)
10. Confirm PIN
11. Your MSACCO No. will be sent in a message
DEPOSIT (SAVING) USING MTN
1. Dial *165*6*3#
2. Enter your SACCO ID(KEBIS)
3. Accept(1)
4. Choose Deposit(1)
5. Enter MSACCO Number
6. Enter Amount
7. Confirm Deposit
8. Approve the Transaction
9. Dial *165# to approve the transaction
10. Enter your MM Pin
2. Enter your SACCO ID(KEBIS)
3. Accept(1)
4. Choose Deposit(1)
5. Enter MSACCO Number
6. Enter Amount
7. Confirm Deposit
8. Approve the Transaction
9. Dial *165# to approve the transaction
10. Enter your MM Pin
WITHDRAW USING MTN
1. Dial *165*6*3#
2. Enter SACCO ID (KEBIS)
3. Accept (1)
4. Choose Withdrawal
5. Enter MSACCO Number
6. Enter amount
7. Enter MSACCO Pin
2. Enter SACCO ID (KEBIS)
3. Accept (1)
4. Choose Withdrawal
5. Enter MSACCO Number
6. Enter amount
7. Enter MSACCO Pin
CHECKING BALANCE ON MTN
1. Enter *165*6*3#
2. Enter Sacco ID
3. Accept
4. Choose balance Inquiry (KEBIS) (1)
5. Enter MSACCO Number
6. Enter MSACCO Pin
2. Enter Sacco ID
3. Accept
4. Choose balance Inquiry (KEBIS) (1)
5. Enter MSACCO Number
6. Enter MSACCO Pin
MINI STATEMENT ON MTN
1. Dial *165*6*3#
2. Enter Sacco ID (KEBIS)
3. Accept (1)
4. Choose Mini statement
5. Enter MSACCO Number
6. Enter MSACCO Pin
2. Enter Sacco ID (KEBIS)
3. Accept (1)
4. Choose Mini statement
5. Enter MSACCO Number
6. Enter MSACCO Pin
JOIN MSACCO USING AIRTEL
1. Dial *185#
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose MSACCO(1)
5. Enter SACCO ID(200240)
6. Choose Join(6)
7. Choose 1 to confirm T&C
8. Enter Institution ID
9. Enter Member Account(Note: Add 1 at the end)
10. Enter Recovery Number
11. Enter PIN to confirm
12. Enter MSACCO PIN (5 digits)
13. Confirm MSACCO PIN
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose MSACCO(1)
5. Enter SACCO ID(200240)
6. Choose Join(6)
7. Choose 1 to confirm T&C
8. Enter Institution ID
9. Enter Member Account(Note: Add 1 at the end)
10. Enter Recovery Number
11. Enter PIN to confirm
12. Enter MSACCO PIN (5 digits)
13. Confirm MSACCO PIN
DEPOSIT USING AIRTEL
1. Dial *185#
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose Deposit(1)
5. Enter MSACCO Account
6. Enter Amount
7. Enter Reason
8 Confirm
9. Enter Mobile Money PIN to confirm
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose Deposit(1)
5. Enter MSACCO Account
6. Enter Amount
7. Enter Reason
8 Confirm
9. Enter Mobile Money PIN to confirm
WITHDRAW USING AIRTEL
1. Dial *185#
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose Withdraw(2)
5. Enter Member Account
6. Enter Amount
7. Enter MSACCO PIN to confirm
2. Choose Financial Services(7)
3. Choose SACCO(3)
4. Choose Withdraw(2)
5. Enter Member Account
6. Enter Amount
7. Enter MSACCO PIN to confirm
CHECKING BALANCE USING AIRTEL
1. Dial *185#
2. Choose Financial services
3. Choose MSACCO (7)
4. Check balance
5. Enter Sacco ID (230069)
6. Enter Account No. (Member No)
7. Enter Airtel Pin
2. Choose Financial services
3. Choose MSACCO (7)
4. Check balance
5. Enter Sacco ID (230069)
6. Enter Account No. (Member No)
7. Enter Airtel Pin
MINI STATEMENT USING AIRTEL
1. Dial *185#
2. Choose Financial services
3. Choose MSACCO
4. Mini - Statement (3)
5. Enter Sacco ID (230069)
6. Enter Account No. (Member No)
7. Enter Airtel Pin
2. Choose Financial services
3. Choose MSACCO
4. Mini - Statement (3)
5. Enter Sacco ID (230069)
6. Enter Account No. (Member No)
7. Enter Airtel Pin
